As the world of retail goes from brick-and-mortar stores to the internet, more and more retail businesses face financial difficulty. One option these businesses have is to restructure debts through a Chapter 11 bankruptcy.
529 plans are popular investment strategies for grandparents who want their grandchildren to go to college with less financial hardships. Not only can it help reduce or eliminate potential student debt, but it can also minimize taxes on your estate. It’s often recommended to begin these early in the grandchild’s life so you can accumulate enough to help them out with less taxes getting in the way.
Businesses can have a difficult time in the current economy. Although people may be doing better and can afford to spend, many are cautious. For businesses, this can mean trying to lower prices and fighting to make their products and services stand out. Unfortunately, some don't make enough changes or can no longer be profitable.
If you've lost your job, it can be hard to imagine how you're going to make ends meet. You know that there are ways to eliminate debt. However, without an income, you can't figure out how you'll make it work. Your mortgage, car payment and immediate needs come first. So what will you do about the other expenses you have?