Are you prepared in case something unexpected happens, causing your to be seriously injured and unable to make decisions for yourself? The future is uncertain, so regardless of your age, it may be beneficial to have both a living will and a health care surrogate to ensure you are as prepared as you can be.
Bankruptcy isn't always the first thing you want to try if you're falling behind on bills, but it is an option when you can't see a way to get control of your debt. As a business owner, you want to see your business succeed, but there are outside influences that could hold you back.
Declaring bankruptcy is scary. Are there alternatives to try before you take such a step? One option is to try debt consolidation.
It is never too early to begin planning for your future, and that includes your estate plan. Estate planning as early as in your 20s is a wise choice because there is never a guarantee on the length of a person's life.