Having a large amount of debt can be like having a dark cloud hanging over your head; it can be like having an unbelievably heavy weight on your shoulders. Serious debt can be suffocating, which is why people will look for a solution. We are bombarded by offers of low-cost debt solutions, and these can seem like a good option.
The problem with these extra low-cost selections is that they are often cut-rate as well. Take one offer for a $185 bankruptcy. A single mom of two turned this direction for help, but it proved to be a lot more costly than the offer initially stated. In fact, the owner of the company that prepared her bankruptcy filing is the defendant named in several civil matters, has been banned from operating in the United States and could even face federal criminal charges.
According to court records, this individual has been preparing bankruptcy filings for over a decade now. In that time, there have been dozens of bankruptcy cases prepared by Henry Ihejirika's company, USA Bankruptcy Associates, and affiliate USA BK Associates that have proved faulty for one reason or another.
For the woman mentioned above, her 67-page document wasn't even signed by the preparer. This error and other similar types of errors can cause significant delays or even the complete dismissal of a bankruptcy case. This can occur whether the "preparer" is part of an illegal scam, sloppy or simply don't have the proper training to complete the task.
How can someone under the weight of overwhelming debt avoid this from happening? They can seek the assistance of a bankruptcy attorney in Orlando; one that is both trained in the law and under a duty to uphold it.
Source: The Virginia-Pilot, "Banned bankruptcy preparer stays ahead of law," Tim McGlone, Dec. 15, 2013