Bankruptcy For Individuals
Individuals and heads of households can find themselves in dire financial distress through no fault of their own. An expensive divorce or medical procedure, lost job or mounting credit card debt can contribute to the need to seek federal bankruptcy protection.
At Lewis & Monroe, PLLC, in Central Florida, we are not here to judge you. We are here to help. Our debt relief practice was established decades ago to assist people just like you with healthful, gradual legal remedies that get results — useful strategies that encourage you to picture a life after bankruptcy.
Finding The Best Solution For You
Our attorneys’ extensive knowledge of bankruptcy allows us to customize an approach that is tailored to your unique situation, such as:
- Chapter 7 liquidation “fresh start” bankruptcy, if qualified for via the “means test”
- Chapter 13 debt reorganization bankruptcy, featuring a comfortable debt repayment plan
- The “automatic stay” that stops mortgage foreclosure efforts, motor vehicle repossession, wage garnishment and creditor harassment
- Foreclosure bankruptcy
- Loan modification bankruptcy
- Loan workouts and short sales
- Repossessions bankruptcy
We Understand Bankruptcy
If you don’t understand the bankruptcy legal process, not to worry — we do. James Monroe is a board certified attorney in bankruptcy law by the American Board of Certification. Attororney Cynthia Lewis is a certified public accountant.
They listen closely to your goals and turn what they learn into tactics that steer you toward a brighter future.
Do Not Face Crushing Debt Alone. Learn About Your Options.
Our quality legal services and personal attention are designed with your convenience in mind. For example, your free initial consultation — conducted in-office and one hour in length, to discuss your issues, examine your problem and chart a course of action.
We are a debt relief agency. We counsel clients according to federal bankruptcy code.